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Home | Refinance |
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PLEASE READ THE PRIVACY
POLICY & TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS SITE. This Web site is free to use by our visitors. And by using this
site, you the user are agreeing to comply with and be bound by the
following privacy policy and terms of use. After reviewing the following
privacy policy, terms and conditions thoroughly, if you do not agree to
the terms and conditions, please do not use this site.
PRIVACY POLICY for
homeownerrefinanceloans.com
If you require any more
information or have any questions about our privacy policy, please feel
free to contact us by email at homeloans@trmfl.com.
The privacy of our visitors
is of extreme importance to us. This privacy policy document outlines the
types of personal information is received and collected by this web site
and how it is used.
Log Files
Like many other Web sites,
this Web site makes use of log files. The information inside the log files
includes internet protocol ( IP ) addresses, type of browser, Internet
Service Provider ( ISP ), date/time stamp, referring/exit pages, and
number of clicks to analyze trends, administer the site, track user’s
movement around the site, and gather demographic information. IP addresses
and other such information are not linked to any information that is
personally identifiable.
Cookies and Web Beacons
This Web site does use
cookies to store information about visitors preferences, record
user-specific information on which pages the user access or visit,
customize Web page content based on visitors browser type or other
information that the visitor sends via their browser.
DoubleClick DART Cookie
- Google, as a third party vendor, uses cookies to serve ads on
your site.
- Google’s use of the DART cookie enables it to serve ads to
your users based on their visit to your sites and other sites on the
Internet.
Some of our advertising
partners may use cookies and web beacons on our site. Our advertising
partners include but are not limited to:
These third-party ad servers
or ad networks use technology to the advertisements and links that appear
on this Web site send directly to your browsers. They automatically
receive your IP address when this occurs. Other technologies (such as
cookies, JavaScript, or Web Beacons ) may also be used by the third-party
ad networks to measure the effectiveness of their advertisements and / or
to personalize the advertising content that you see.
This Web site has no access
to or control over these cookies that are used by third-party advertisers.
You should consult the
respective privacy policies of these third-party ad servers for more
detailed information on their practices as well as for instructions about
how to opt-out of certain practices. This Web site‘s privacy policy does
not apply to, and we cannot control the activities of, such other
advertisers or web sites.
If you wish to disable
cookies, you may do so through your individual browser options. More
detailed information about cookie management with specific web browsers
can be found at the browsers’ respective websites.
E-Mail Addresses
When you make a comment,
contact us, or sign up for our own news letter, your E-mail Address is
required. If you opt in to our email news letter you may receive
occasional emails or newsletters, which will contain opt out instructions.
If you contact us please be assured that your E-mail address will only be
used for responding to your E-mail or Comment and will never be made
publicly available. We will never sell your email address to any third
parties, ever.
TERMS
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Acceptance of Agreement.
You agree to the terms and conditions outlined in this Terms and
Conditions of use Agreement (Agreement) with respect to our site (the
Site). This Agreement constitutes the entire and only agreement between
us and you, and supersedes all prior or contemporaneous agreements,
representations, warranties and understandings with respect to the Site,
the content, free product samples or freebie offers or services provided
by or listed on the Site, and the subject matter of this Agreement. This
Agreement may be amended by us at any time and at any frequency without
specific notice to you. The latest Agreement will be posted on the Site,
and you should review this Agreement prior to using the Site.
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Copyright.
The content, organization, graphics, design, and other matters related
to the Site are protected under applicable copyrights and other
proprietary laws, including but not limited to intellectual property
laws. The copying, reproduction, use, modification or publication by you
of any such matters or any part of the Site is strictly prohibited,
without our express prior written permission.
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Deleting and Modification.
We reserve the right in our sole discretion, without any obligation and
without any notice requirement to you, to edit or delete any documents,
information or other content appearing on the Site, including this
Agreement.
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Indemnification.
You agree to indemnify, defend and hold us, our officers, our share
holders, our partners, attorneys and employees harmless from any and all
liability, loss, damages, claim and expense, including reasonable
attorney's fees, related to your violation of this Agreement or use of
the Site.
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Disclaimer. THE CONTENT, SERVICES, FREE
PRODUCT SAMPLES AND FREEBIE OFFERS FROM OR LISTED THROUGH THE SITE
ARE PROVIDED "AS-IS," "AS
AVAILABLE," AND ALL WARRANTIES, EXPRESS OR
IMPLIED, ARE DISCLAIMED, INCLUDING BUT NOT LIMITED TO THE DISCLAIMER OF
ANY IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY,
QUALITY AND FITNESS FOR A PARTICULAR
PURPOSE, WITH RESPECT TO THIS SITE
AND ANY WEBSITE WITH WHICH
IT IS LINKED. THE INFORMATION AND SERVICES MAY CONTAIN BUGS, ERRORS,
PROBLEMS OR OTHER LIMITATIONS. WE HAVE NO LIABILITY WHATSOEVER FOR YOUR
USE OF ANY INFORMATION OR SERVICE. IN PARTICULAR, BUT NOT AS A
LIMITATION, WE ARE NOT LIABLE FOR ANY INDIRECT, INCIDENTAL OR
CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF
PROFITS, LOSS OF MONEY, LITIGATION, OR THE LIKE), WHETHER BASED ON
BREACH OF CONTRACT, BREACH OF WARRANTY, NEGLIGENCE, PRODUCT LIABILITY OR
OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE
NEGATION OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE
BASIS OF THE BARGAIN BETWEEN US AND YOU THE USER. THIS SITE
AND THE INFORMATION WOULD
NOT BE PROVIDED WITHOUT SUCH LIMITATIONS. NO ADVICE OR INFORMATION,
WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US THROUGH THE SITE SHALL
CREATE ANY WARRANTY, REPRESENTATION OR GUARANTEE NOT EXPRESSLY STATED IN
THIS AGREEMENT. THE INFORMATION AND
ALL OTHER MATERIALS ON THE
SITE ARE PROVIDED FOR GENERAL
INFORMATION PURPOSES ONLY AND DO NOT CONSTITUTE PROFESSIONAL ADVICE. IT
IS YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY AND COMPLETENESS OF ALL
INFORMATION AVAILABLE ON THIS SITE OR ANY WEBSITE WITH WHICH IT IS
LINKED.
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Limits.
All responsibility or liability for any damages caused by viruses
contained within the electronic file containing the form or document is
disclaimed. We will not be liable to you for any incidental, special or
consequential damages of any kind that may result from use of or
inability to use the site.
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Third-Party Website.
All rules, terms and conditions, other policies (including privacy
policies) and operating procedures of third-party linked websites will
apply to you while on such websites. We are not responsible for the
content, accuracy or opinions express in such Websites, and such
Websites are not investigated, monitored or checked for accuracy or
completeness by us. Inclusion of any linked Website on our Site does not
imply approval or endorsement of the linked Website by us. This Site and
the third-party linked websites are independent entities and neither
party has authority to make any representations or commitments on behalf
of the other. If you decide to leave our Site and access these
third-party linked sites, you do so at your own risk.
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Third-Party Products and Services.
We advertise third-party linked websites from which you may purchase or
otherwise obtain certain sample goods, freebie offerings or free trial
services. You understand that we do not operate or control the products,
free offerings or services offered by third-party linked websites.
Third-party linked websites are responsible for all aspects of order
processing, fulfillment, billing and customer service. We are not a
party to the transactions entered into between you and third-party
linked websites. You agree that use of such third-party linked websites
is at your sole risk and is without warranties of any kind by us,
expressed, implied or otherwise. Under no circumstances are we liable
for any damages arising from the transactions between you and
third-party linked websites or for any information appearing on
third-party linked websites or any other site linked to or from our
site.
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Submissions. All suggestions, ideas, notes, concepts and other information you
may send to us (collectively, "Submissions") shall be deemed and shall
remain our sole property and shall not be subject to any obligation of
confidence on our part. Without limiting the foregoing, we shall be
deemed to own all known and hereafter existing rights of every kind and
nature regarding the Submissions and shall be entitled to unrestricted
use of the Submissions for any purpose, without compensation to the
provider of the Submissions.
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General.
You agree that all actions or proceedings arising directly or indirectly
out of this agreement, or your use of the site or any sample products,
freebie offers or services obtained by you through such use, shall be
litigated in the circuit court of Volusia County, Florida. You are
expressly submitting and consenting in advance to such jurisdiction in
any action or proceeding in any of such courts, and are waiving any
claim that of Volusia County, is an inconvenient forum or an improper forum based on lack of
venue. This site is controlled by TRMFL.COM. Located in the State of
Florida, USA. As such, the laws of
Florida will govern the terms and conditions contained in this Agreement
and elsewhere throughout the Site, without giving effect to any
principles of conflicts of laws.
Thank you for taking the
time to read and understand the privacy policy and terms of use of this
Web site. We hope you enjoy using it.
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